Workers’ Compensation

A construction site is among the most dangerous types of working environments due to the dangerous tools, hazardous substances and huge equipment that workers will have to use and/or operate daily. A simple mistake in operation or any form of mishandling can result to severe injuries or an illness that can prove deadly.

The Occupational Safety and Health Act (also called OSH Act), which was enacted by the US Congress in 1970, paved the way for the formation of the Occupational Safety and Health Administration or OSHA in 1971. OSHA was formed to ensure the strict implement OSH Act’s mandates, which were primarily for the assurance of a safe and healthy working environment for all workers, regardless of their job.

Despite the safety measures, though, accidents still occur, leaving the injured worker (at times) financially crippled. It was to save the injured employee from this financial hardship that the Workers’ Compensation Insurance benefit was required of employers to provide for their employees.

In cases of injuries, the Workers’ Comp is designed to cover lost wages, cost of medical treatment, rehabilitation, disability and death. Since the this benefit is intended as an immediate financial assistance to injured workers, a claims lawsuit need not be filed; the benefit can also be availed no matter whose fault the accident is.

Many workers are denied of their application due to the many and often confusing forms and documents that need to be prepared and submitted within the statutory time allotted for it. This makes it quite necessary for the injured victim to seek the help of a personal injury lawyer who also has extensive knowledge on Workers’ Compensation laws and experience in lawsuits concerning this issue. Through the help of a competent lawyer, the victim has greater chances of having his/her application approved and probably even within a shorter time. A San Diego personal injury lawyer is more likely to know exactly what kind of paperwork is required and when during these kinds of filings than the average person.

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